We have the mortgage for your dream home.
EMUCU offers competitive rates, a wide range of mortgage options and an easy application process. Just as importantly, we can help lead you to a loan that will make you just as happy as your new home, with as little as 3.00%* down.
For out-of-state, government, and construction loans please visit our trusted mortgage partner, Member First Mortgage.
- Flexible terms are available with 10, 15, 20, and 30-year fixed rates**
- Conventional and Jumbo loans
- Competitive rates and closing costs
- Refinance existing homes
- Free pre-approval, so you can shop for your home knowing what you can afford
- No application fee
- Make monthly payments with automatic deduction from your checking
- Discount points available to lower your interest rate
- Subject to credit approval; normal credit standards apply
EMUCU NMLS #712343
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Insured by NCUA
EMUCU is a division of University of Michigan Credit Union.
*Offer of 3.00% down is available for conventional fixed-rate mortgages on single family homes. 97% maximum loan-to-value. Maximum loan amount $766,550. Loan subject to credit approval, normal credit standards apply. Additional limitations, terms and conditions apply and are subject to change without notice. Property insurance required. Flood insurance may be required. Contact EMUCU for more information about credit costs and terms. NLMS #712343
**Offer subject to credit approval. Rates vary based on credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.