Unlock Your Home's Potential

Your home is more than a place to live — it's a source of financial flexibility. Get the funds you need with competitive rates and convenient access.

Learn More About HELOCs

Local Commitment,
Big Impact

When you choose EMUCU, you're helping to strengthen your community while gaining the support and resources to reach your financial goals.

The EMUCU Experience

Detroit Lions Debit Card

As the Official Credit Union of the Detroit Lions, we're proud to offer exclusive debit cards featuring four bold, signature Lions designs.

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Our Best Rates

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Exclusive
EMUCU Offerings

Promotions

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CD Promo | 3.99% APY

Lock in 3.99% APY for a 3-month term with just $500 minimum deposit.

Promotion

Graduation Loan

Congrats, grad! To help you with post-college life, we'll take 0.50% APR off the rate of a new-to-EMUCU vehicle loan, starting rate of 8.00% APR on My Choice personal loan, or both!

Checking Accounts

Eagle Checking Account

Checking gives you the flexibility, features, and Eastern Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true loyalty.

Checking Accounts

Detroit Lions

Get in the game with one of four bold Lions debit cards, available only from UMCU the Official Credit Union of the Detroit Lions.

Events

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October
23rd

UMCU Plymouth Road Financial Wellness Resource Day | 10 AM-4 PM EST

2935 Plymouth Road Ann Arbor, MI 48105Get Directions

Drop by the branch and visit with our Financial Education Team to grab free financial education materials for all ages! Staff is available to answer questions and provide free credit reports from annualcreditreport.com.

View Details Register Now

October
23rd

UMCU Bristol Road Financial Wellness Resource Day | 10 AM-4 PM EST

1149 East Bristol Road Burton, MI 48529Get Directions

View Details Register Now

Virtual Presentation

October
26th

Homebuyer Education | 6-7:30 PM EST

Buying a home is one of the most important emotional and financial decisions you will make. This is why financial experts recommend taking a homebuyer education course before diving into the purchasing process.

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October
27th

Financial Education Office Hours

530 South State Street Suite G309 Ann Arbor, Michigan 48104Get Directions

Attention UM students and staff! Get free financial wellness guidance this semester - walk-ins welcome at our Union branch or make an appointment! Available weekly from 10 am to 2 pm through November 4th.

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Ten Steps to Better Budgeting | 12-1 PM EST

Virtual Presentation

October
27th

Ten Steps to Better Budgeting | 12-1 PM EST

A spending plan is the foundation to financial success because it offers transparency of your income and expenses. This workshop will give you tips and tools to create a successful budget.

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Ten Steps to Better Budgeting | 6-7 PM EST

Virtual Presentation

October
27th

Ten Steps to Better Budgeting | 6-7 PM EST

A spending plan is the foundation to financial success because it offers transparency of your income and expenses. This workshop will give you tips and tools to create a successful budget.

View Details Register Now